How to collect unpaid child support in Montana
How unpaid support is collected, interest and license rules, and a free letter asking the agency to enforce.
Checked against official sources: Oct 25, 2026.
Short answer
Arrears means child support that is past due. Montana judgment interest is the bank prime rate (set each January 1) plus 3%, not compounded.
- License suspension
- A notice of intent to suspend a license can be issued when past-due support equals 6 months of payments or more.
- Passport denial
- Over $2,500 past due (federal law)
What the agency can do in Montana
Arrears means support that is past due. The child support agency can use these tools to collect it:
- Income withholding
- Federal and state tax refund offset
- Federal administrative payment offset
- Credit bureau reporting
- Passport denial
- Driver's, occupational and recreational (hunting/fishing) license suspension
- Lottery winnings intercept ($600 and over)
- Freezing and seizing bank accounts and other assets
- Liens on real and titled personal property
Law: Mont. Code Ann. Title 40, ch. 5; 40-5-701 to 40-5-713
Ask the agency in writing to collect what is owed: Ask the agency to collect unpaid support
Interest on unpaid support in Montana
Montana judgment interest is the bank prime rate (set each January 1) plus 3%, not compounded. CSSD does not calculate interest; it collects interest on unpaid support only after the interest has been turned into a lump-sum judgment by an order.
Law: Mont. Code Ann. 25-9-205
Source: CSSD Enrollment Form, Terms and Conditions
Licenses in Montana
A notice of intent to suspend a license can be issued when past-due support equals 6 months of payments or more. The license is suspended 60 days after service unless the parent pays in full or agrees to a payment plan.
Law: Mont. Code Ann. 40-5-701(3), 40-5-702
Federal collection tools
- Tax refunds. The federal government can take a federal tax refund to pay past-due child support. Law: 42 U.S.C. 664
- Passports. A parent who owes more than $2,500 in past-due support can be refused a passport. Law: 42 U.S.C. 652(k)
- Pay withholding limit. For support, up to 50% of take-home pay can be withheld if the parent supports another spouse or child, or 60% if not. It is 55% or 65% when support is more than 12 weeks behind. Law: 15 U.S.C. 1673(b)
- Past-due support. Each unpaid payment becomes a judgment on the day it is due. It can't be lowered later, except back to the date the other parent got notice of a request to change the order. Law: 42 U.S.C. 666(a)(9)
Court action in Montana
You can ask the District Court to hold the other parent in contempt for not paying. The court self-help page has a 'Petition for Contempt of Court for Failure to Pay Support' packet.
In nearby states
- Washington: 12% a year
- Colorado: 10% a year
- Minnesota: No interest
- California: 10% a year
What to do now in Montana
Track what was paid
A simple list of payments received and missed helps the agency.
Ask the agency to enforce
Ask for enforcement from Montana DPHHS Child Support Services Division (CSSD) (1-800-346-5437) · Apply online
Share what you know
Leads about income or address speed up collection.
Get the numbers in writing
Request a written statement of what is owed.
Talk to legal aid
Free help: Montana Legal Services Association HelpLine and intake and MontanaLawHelp.org: Child support.
Where to get free help in Montana
Questions about unpaid support in Montana
What can the agency do about unpaid support in Montana?
Arrears means support that is past due. The child support agency can use these tools to collect it: Income withholding; Federal and state tax refund offset; Federal administrative payment offset; Credit bureau reporting; Passport denial; Driver's, occupational and recreational (hunting/fishing) license suspension; Lottery winnings intercept ($600 and over); Freezing and seizing bank accounts and other assets; Liens on real and titled personal property.
Can unpaid support cost a driver's license in Montana?
A notice of intent to suspend a license can be issued when past-due support equals 6 months of payments or more. The license is suspended 60 days after service unless the parent pays in full or agrees to a payment plan.
Can a parent go to jail for unpaid support in Montana?
You can ask the District Court to hold the other parent in contempt for not paying. The court self-help page has a 'Petition for Contempt of Court for Failure to Pay Support' packet.
Is there interest on unpaid child support in Montana?
Montana judgment interest is the bank prime rate (set each January 1) plus 3%, not compounded. CSSD does not calculate interest; it collects interest on unpaid support only after the interest has been turned into a lump-sum judgment by an order.
Related Montana pages
Sources
- Mont. Code Ann. Title 40, ch. 5; 40-5-701 to 40-5-713
- CSSD Montana Child Support Guidelines
- Montana Child Support Guidelines Tables, effective Feb. 1, 2026 (CS 404.2)
- Montana Child Support Guidelines - ARM 37.62.101-148
- CSSD Guidelines History
- CSSD Enrollment Form for Services
- CSSD Support Order Modification
- CSSD Paternity Information
- Mont. Code Ann. 40-4-208
- Mont. Code Ann. 40-5-701
- Mont. Code Ann. 40-5-702
- Mont. Code Ann. 25-9-205
- Montana Courts: Child Support
- CSSD Guidelines Worksheets and Instructions
Last checked: Oct 25, 2026.