How to collect unpaid child support in Indiana
The agency's collection tools, what federal law adds, and a ready letter to ask for enforcement.
Checked against official sources: Oct 25, 2026.
Short answer
Arrears means child support that is past due. Interest is not automatic. The court may order interest on unpaid support of up to 1.5% a month.
- License suspension
- The county prosecutor's child support office can start action to suspend a driver's, professional or occupational license when you owe at least $2,000 or are 3 months behind on court-ordered support.
- Passport denial
- Over $2,500 past due (federal law)
Collection tools in Indiana
Arrears means support that is past due. The child support agency can use these tools to collect it:
- Income withholding (wages, unemployment and other benefits)
- Federal and state tax refund intercept
- Lottery winnings and insurance settlement intercept
- Credit bureau reporting (arrears over $1,000)
- Driver's, professional, hunting and fishing license suspension
- New-hire matching
- Data matches with federal and state agencies
- Liens on real and personal property (no minimum amount)
- Casino, sports wagering and daily fantasy sports winnings intercept
Law: IC 31-16-12; DCS Child Support Orders page; OCSS Intergovernmental Reference Guide, Indiana profile
Ask the agency in writing to collect what is owed: Ask the agency to collect unpaid support
License suspension in Indiana
The county prosecutor's child support office can start action to suspend a driver's, professional or occupational license when you owe at least $2,000 or are 3 months behind on court-ordered support.
Source: OCSS Intergovernmental Reference Guide, Indiana profile
Federal collection tools
- Tax refunds. The federal government can take a federal tax refund to pay past-due child support. Law: 42 U.S.C. 664
- Passports. A parent who owes more than $2,500 in past-due support can be refused a passport. Law: 42 U.S.C. 652(k)
- Pay withholding limit. For support, up to 50% of take-home pay can be withheld if the parent supports another spouse or child, or 60% if not. It is 55% or 65% when support is more than 12 weeks behind. Law: 15 U.S.C. 1673(b)
- Past-due support. Each unpaid payment becomes a judgment on the day it is due. It can't be lowered later, except back to the date the other parent got notice of a request to change the order. Law: 42 U.S.C. 666(a)(9)
Does unpaid support grow in Indiana?
Interest is not automatic. The court may order interest on unpaid support of up to 1.5% a month.
Law: IC 31-16-12-2, as reported by Indiana in the OCSS Intergovernmental Reference Guide
In nearby states
- Illinois: 9% a year
- West Virginia: 5% a year
- Missouri: 12% a year
- Wisconsin: 6% a year
Steps to collect support in Indiana
Track what was paid
A simple list of payments received and missed helps the agency.
Open a case or ask the agency
If you don't have a case yet, open one with Indiana Department of Child Services, Child Support Bureau (1-800-840-8757) · Apply online
Share what you know
Tell the agency where the other parent works or lives.
Ask about interest
Ask whether interest is added and how much is owed in total.
Get help
Ask for free help: Indiana Legal Help and Indiana Legal Services.
Where to get free help in Indiana
Questions about unpaid support in Indiana
How is unpaid child support collected in Indiana?
Arrears means support that is past due. The child support agency can use these tools to collect it: Income withholding (wages, unemployment and other benefits); Federal and state tax refund intercept; Lottery winnings and insurance settlement intercept; Credit bureau reporting (arrears over $1,000); Driver's, professional, hunting and fishing license suspension; New-hire matching; Data matches with federal and state agencies; Liens on real and personal property (no minimum amount); Casino, sports wagering and daily fantasy sports winnings intercept.
Can unpaid support cost a driver's license in Indiana?
The county prosecutor's child support office can start action to suspend a driver's, professional or occupational license when you owe at least $2,000 or are 3 months behind on court-ordered support.
Does past-due support grow in Indiana?
Interest is not automatic. The court may order interest on unpaid support of up to 1.5% a month.
Related Indiana pages
Sources
- IC 31-16-12; DCS Child Support Orders page; OCSS Intergovernmental Reference Guide, Indiana profile
- Indiana Child Support Rules and Guidelines
- Guideline 4: Modification
- Guideline 7: Health care
- Indiana Courts child support calculator
- DCS: Enroll for child support services
- DCS: Annual support fees
- DCS: Child support orders
- DCS: Custodial party FAQ
- DCS: Paternity
- OCSS Intergovernmental Reference Guide - Indiana profile
Last checked: Oct 25, 2026.